| The rise in mortgage defaults C Mayer, K Pence, SM Sherlund Journal of Economic perspectives 23 (1), 27-50, 2009 | 899 | 2009 |
| Is a household debt overhang holding back consumption?[with comments and discussion] K Dynan, A Mian, KM Pence Brookings papers on economic activity, 299-362, 2012 | 479 | 2012 |
| The role of wealth transformations: An application to estimating the effect of tax incentives on saving KM Pence Contributions in Economic Analysis & Policy 5 (1), 2006 | 440 | 2006 |
| Foreclosing on opportunity: State laws and mortgage credit KM Pence Review of Economics and Statistics 88 (1), 177-182, 2006 | 388 | 2006 |
| Do borrowers know their mortgage terms? B Bucks, K Pence Journal of urban Economics 64 (2), 218-233, 2008 | 386 | 2008 |
| Subprime mortgages: what, where, and to whom? CJ Mayer, K Pence National Bureau of Economic Research, 2008 | 353 | 2008 |
| Do homeowners know their house values and mortgage terms? B Bucks, K Pence | 123 | 2006 |
| Securitization markets and central banking: An evaluation of the term asset-backed securities loan facility S Campbell, D Covitz, W Nelson, K Pence Journal of Monetary Economics 58 (5), 518-531, 2011 | 112 | 2011 |
| Recent changes to a measure of US household debt service K Dynan, K Johnson, K Pence Fed. Res. Bull. 89, 417, 2003 | 112 | 2003 |
| Liquidity crises in the mortgage market YS Kim, SM Laufer, R Stanton, N Wallace, K Pence Brookings Papers on Economic Activity 2018 (1), 347-428, 2018 | 101 | 2018 |
| 401 (k) s and household saving: New evidence from the Survey of Consumer Finances KM Pence Available at SSRN 287453, 2001 | 94 | 2001 |
| Intergenerational effects of nonmarital and early childbearing. R Haveman, B Wolfe, K Pence Russell Sage Foundation, 2001 | 67 | 2001 |
| Are successive generations getting wealthier, and if so, why? Evidence from the 1990s WG Gale, KM Pence Brookings Papers on Economic Activity 2006 (1), 155-234, 2006 | 59 | 2006 |
| Household saving in the'90s: Evidence from cross‐section wealth surveys J Sabelhaus, K Pence Review of Income and Wealth 45 (4), 435-453, 1999 | 50 | 1999 |
| Technological innovation and discrimination in household finance A Morse, K Pence The Palgrave handbook of technological finance, 783-808, 2021 | 40 | 2021 |
| How much student debt is out there? J Bricker, M Brown, S Hannon, KM Pence FEDS Notes, 07, 2015 | 29 | 2015 |
| Do youth nonmarital childbearing choices reflect income and relationship expectations? B Wolfe, R Haveman, K Pence, JA Schwabish Journal of Population Economics 20, 73-100, 2007 | 28 | 2007 |
| Nature or Nurture: Why Do 401 (k) Participants Save Differently than Other Workers? KM Pence National Tax Journal 55 (3), 597-616, 2002 | 27 | 2002 |
| Nonbanks and mortgage securitization YS Kim, K Pence, R Stanton, J Walden, N Wallace Annual Review of Financial Economics 14, 137-166, 2022 | 17 | 2022 |
| Auto sales and credit supply K Johnson, KM Pence, DJ Vine Division of Research & Statistics and Monetary Affairs, Federal Reserve Board, 2014 | 16 | 2014 |
